Sector · Private banking & wealth

Private banking, with the client file kept in-house.

Relationship managers and compliance teams get answers from the bank's own KYC files, mandates and policies — and nothing leaves the building.

Use cases

What this desk asks faradai.

Real prompts, the files they read, and what comes back — all inside your network.

A suitability note in minutes

A reallocation is proposed. MiFID II needs a documented suitability assessment against the client's current profile, and the profile, holdings and internal limits sit in four different places.

Example prompt
draft a suitability note for client 4471
Reads
  • KYC file and risk profile
  • Current holdings
  • Internal suitability guideline
Returns

A draft note citing the profile date and risk capacity, checking the proposal against internal concentration limits and flagging any breach — ready to paste into the advisory file.

Stays inside: Client identity, holdings and the note itself never leave the bank's network.

A relationship question, across accounts

A client calls about a fee or a past instruction. The answer is spread over three accounts, a mandate and last year's correspondence.

Example prompt
what did we agree with the Meyer family on management fees?
Reads
  • Mandates and fee schedules
  • Relationship manager mailbox
  • Account notes
Returns

The agreed terms, with the source letter, its date and the account it applies to — so the RM answers while the client is still on the line.

Stays inside: The mailbox is indexed locally; no message is sent to a third party to be read.

Preparing a periodic KYC review

Annual refresh: what changed since last year, which documents have expired, which screenings are still pending — across a book of several hundred clients.

Example prompt
which clients have KYC documents expiring this quarter?
Reads
  • KYC register and document dates
  • Screening log
  • Onboarding files
Returns

A list with expiry dates, missing items and the last screening date per client, sorted by urgency.

Stays inside: Sensitive personal data stays under the bank's own controllership — no transfer to assess, no processor to onboard.

Connected for this desk

  • Core-banking exports
  • KYC / CRM
  • Document management
  • Mailboxes
  • Policies and procedures

Compliance references

  • MiFID II suitability and record-keeping
  • Banking secrecy — art. 41, law of 5 April 1993
  • CSSF Circular 22/806 — no outsourcing, nothing to notify
  • GDPR / CNPD — no third-country transfer
Next step

See it on your own documents.

Thirty minutes on one of these use cases, against a sample of your kind of files. We come to you.